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Flat-fee maternity

one payment, months of care

OB-GYN-experienced reviewers

chart-level review

Obstetrics & gynecology

office through OR

Revenue recovery

on claims marked paid

THE FLAT FEE

You're paid for the pregnancy you expected.

The flat fee assumes a textbook pregnancy: regular visits, a straightforward delivery, an uneventful recovery. Price it that way and it's fair. But when a pregnancy turns high-risk, you don't deliver a textbook pregnancy — you deliver months of extra monitoring, extra imaging, extra visits, extra worry. That's real work with real cost, and it's meant to be paid separately.

Across the 26 OB-GYN practices we've analyzed, an average of 5–8% of revenue quietly disappears this way. On a $6M practice, that's $300K–$480K a year — and it repeats with every complicated pregnancy you take on.

See what got absorbed
EXAMPLE · $6M PRACTICE

What 5–8% looks like on a $6M practice

Total annual revenue $6,000,000
Quietly lost (our OB-GYN analysis) 5–8%
Recoverable per year $300K–$480K

The 5–8% range reflects OneMed's analysis of 26 OB-GYN practices; the dollar figures apply that range to a $6M example practice. Your actual exposure depends on payer mix, case mix, and documentation.

INSIDE THE FLAT FEE

One payment stretched across nine months.

Here's the shape of the problem. The flat fee runs from her first visit all the way through delivery and after-care. Anything extra a complicated pregnancy demands is supposed to sit outside that payment — but when it gets pulled inside, months of additional care pay nothing at all.

First visit Delivery After-care
ONE FLAT FEE — the whole pregnancy

But this pregnancy wasn't routine:

weekly monitoring
extra scans
extra visits
complication visit
All of it swallowed by the flat fee — paid $0

Illustrative of a pattern we see often. What's included in the flat fee and what can be paid separately depends on the care given, your contracts, and each insurer's rules.

WHERE THE MONEY GOES

Five ways your work disappears into someone else's payment.

These are the patterns we find most often. Every one of them sits inside a claim that already came back marked paid.

01

High-risk care, absorbed into the flat fee

When a pregnancy turns complicated — gestational diabetes, preeclampsia, preterm labor — you add weeks of monitoring, extra scans, and far more frequent visits. That care sits outside the flat fee and should be paid on its own. Instead it's often pulled inside it, and fifteen extra high-risk visits pay nothing.

Why it slips through: The flat fee arrives and the claim says paid, so nobody asks whether the extra care she needed was ever paid for at all.
02

The office visit erased by the procedure

A patient comes in for her annual, and you find something that needs handling right there — a device placed, a biopsy taken, a lesion removed. You bill for the visit and the procedure. The visit gets zeroed out as 'included,' even though you did both.

Why it slips through: A zero on the visit line looks like a standard rule, so it's written off rather than questioned — and the visit you performed pays nothing.
03

Imaging folded into the visit

Routine screening is one thing. But imaging done to answer a real clinical question — checking growth, investigating pain, assessing the placenta — is significant, expensive work that stands on its own. It frequently gets folded into the visit or the delivery fee and paid $0.

Why it slips through: The main service paid, so the imaging quietly vanishes into it, and the equipment, staff time, and expertise go uncompensated.
04

Postpartum complications treated as routine

The flat fee covers routine recovery. A patient who returns with an infection, mastitis, or postpartum depression is a new medical problem, not routine after-care. Because the visit falls inside the recovery window, it often gets denied or zeroed as 'part of the delivery.'

Why it slips through: It looks like the recovery care that's already included, so the practice absorbs the cost of treating a genuine complication.
05

The assisting surgeon nobody paid

Complex gynecologic surgery often needs a second surgeon. When one assists, that time and expertise should be paid. Insurers frequently refuse or zero it out on vague necessity grounds — even when the need was clear and documented.

Why it slips through: The primary surgery paid, so the claim looks settled, and the second surgeon's contribution disappears without anyone appealing it.
WHY IT SLIPS THROUGH

Bandwidth, not effort

Your team isn't failing. They're fighting the claims that shout, because nothing points at the ones that go quiet.

They fight denials, not shortfalls

Your team is trained to attack claims marked denied. When one says paid, they move on — there's no reason not to. Nobody has time to check whether 'paid' meant paid correctly.

The volume trap

Thousands of claims a month across every provider. No team can hand-check each payment against your contracts and the chart. They triage — and the quiet losses always lose.

You can't see it from the deposit

As the owner you see one number a month. The small leaks on individual claims are invisible from there, and you can't manage what nothing shows you.

HOW WE WORK

Total visibility, zero disruption.

Clear visibility for you as the owner, experienced people doing the reviewing, and fixes at the front end so it stops happening — all inside the systems you already use. No EHR change, no disruption to your clinic.

See it clearly

Our ClearView dashboard gives you a straight answer to one question: what did this care actually pay, versus what it should have? It flags when high-risk care was absorbed, a visit was erased, or imaging was folded in — without changing how your staff works.

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Experienced people review it

When something looks short, it goes to reviewers who know OB-GYN billing. They read the chart and decide whether it is genuinely owed — a person making a judgment, not a guess.

We build the appeal

If care was unfairly absorbed, we draft the appeal with the exact clinical documentation needed to get the decision reversed and get you paid.

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Fix it at the front end

We help your providers capture the clinical detail that justifies high-risk care and separate procedures from day one — so you're not recovering the same money again next year.

THE PROOF

The 2026 OneMed OB-GYN Profit Index.

We aggregated the anonymized results from every OB-GYN practice we worked with over the last 18 months — here's what surfaced when someone finally looked at the payments marked paid.

26

OB-GYN practices analyzed

164,000+

claims reviewed

$215K

average recovered per practice

89%

appeal success rate

Here's where that money had been hiding. Note the pattern: the biggest leaks are the everyday things you do constantly, not the rare big-ticket cases.

Where the money was found Share of what we recovered
Office visits erased alongside a procedure 29%
Diagnostic imaging folded into a visit 24%
High-risk pregnancy care absorbed 22%
Assisting surgeons never paid 16%
Postpartum complications treated as routine 9%

Aggregated across OneMed OB-GYN engagements over the trailing 18 months. Individual results vary by practice, payer mix, and starting point.

Who We Serve?

Revenue recovery and full-cycle billing for women's health.

OB-GYN practices & groups

Practices carrying both obstetrics and gynecology, where the flat maternity fee hides the most revenue.

High-risk & maternal-fetal medicine

Practices managing complicated pregnancies, where the extra care is exactly what goes unpaid.

Gynecology-only & women's health

Office-based practices where same-day procedures and imaging drive the revenue.

Multi-site & hospital-affiliated groups

Larger women's health groups needing consistent review across providers and locations.

SECURITY & COMPLIANCE

Your claims data, handled properly

A BAA is executed before any claims data is shared, and everything is handled in a controlled, auditable environment.

HIPAA compliant
PCI DSS
BAA before data
Role-based access
Audit-logged
ZERO-RISK · 15 MINUTES

Keep your records. Bring us ten claims.

You shouldn't have to hand a new vendor months of patient records to find out whether this is real. Pull ten recent payment records, black out the patient details, and we'll walk through them with you — showing exactly where the payment came up short.

  • 1 · Pull 10 payment records — a mix of deliveries, high-risk prenatal care, and in-office procedures from your biggest insurer.
  • 2 · Black out the patient details — names, dates of birth, and member IDs come out. We work from the amounts.
  • 3 · Send them securely — they go into our secure portal before the call.
  • 4 · See it live — where high-risk care was absorbed, a visit was erased, or imaging was folded in.
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Frequently Asked

Common questions.

Why does OB-GYN lose more revenue than most specialties?

Because maternity care is paid as one flat fee covering roughly nine months of prenatal care, the delivery, and the weeks after. Care beyond routine is meant to be paid on top of it — but it often gets absorbed into the flat fee instead, and the claim still says paid.

What do you actually look for?

Extra care for high-risk pregnancies that got absorbed into the flat fee, office visits erased when a procedure was done the same day, diagnostic imaging folded into a routine visit, postpartum complications treated as part of the delivery, and assisting surgeons who were never paid.

How do you find it?

Our ClearView dashboard shows leadership where a payment came in below what the care should have paid, and our OB-GYN-experienced reviewers check it against the chart and build the appeal.

Do you make us change our EHR?

No. We work inside the systems you already use and adapt to your workflow — no EHR change, no disruption to your clinic.

What happens on the 15-minute review?

You bring ten recent payment records with patient details blacked out — a mix of deliveries, high-risk prenatal care, and in-office procedures — and we show you what came up short, live. No bulk PHI upload.

Do we have to switch billing companies?

No. The review works alongside your current billing, and many practices start there before expanding.

READY TO FIND WHAT THE FLAT FEE MISSED?

Get paid for the pregnancy you actually managed

Bring ten claims to a 15-minute review and see what quietly disappeared into the flat fee — using your own numbers.

No-obligation review HIPAA compliant Response within 1 business day