Flat-fee maternity

one payment, months of care

OB-GYN-experienced reviewers

chart-level review

Obstetrics & gynecology

office through OR

Revenue recovery

on claims marked paid

THE FLAT FEE

You're paid for the pregnancy you expected.

The flat fee assumes a textbook pregnancy: regular visits, a straightforward delivery, an uneventful recovery. That model can work for routine pregnancies. It breaks down when a pregnancy becomes high risk because the care now requires extra monitoring, imaging, visits, and clinical attention. That's real work with real cost, and it's meant to be paid separately.

Across the 26 OB-GYN practices we've analyzed, an average of 5–8% of revenue quietly disappears this way. For a USD 6M practice, that can mean USD 300K to USD 480K in annual revenue loss, and the loss repeats with every complicated pregnancy.

See what got absorbed
EXAMPLE · $6M PRACTICE

What 5–8% looks like on a $6M practice

Total annual revenue $6,000,000
Quietly lost (our OB-GYN analysis) 5–8%
Recoverable per year $300K–$480K

The 5–8% range reflects OneMed's analysis of 26 OB-GYN practices; the dollar figures apply that range to a $6M example practice. Your actual exposure depends on payer mix, case mix, and documentation.

INSIDE THE FLAT FEE

One payment stretched across nine months.

Here's the shape of the problem. The flat fee runs from her first visit all the way through delivery and after-care. Additional care required by a complicated pregnancy should often be billed outside the global payment. When it is incorrectly pulled into the flat fee, months of added work can go unpaid.

First visit Delivery After-care
One flat fee covers the whole pregnancy.

But this pregnancy wasn't routine:

weekly monitoring
extra scans
extra visits
complication visit
Additional care can be absorbed into the flat fee and paid at USD 0.

Illustrative of a pattern we see often. What's included in the flat fee and what can be paid separately depends on the care given, your contracts, and each insurer's rules.

WHERE THE MONEY GOES

Five ways your work disappears into someone else's payment.

These are the patterns we find most often. Every one of them sits inside a claim that already came back marked paid.

01

High-risk care, absorbed into the flat fee

When a pregnancy becomes complicated by gestational diabetes, preeclampsia, preterm labor, or another high-risk condition, the practice provides more monitoring, more scans, and more frequent visits. That care sits outside the flat fee and should be paid on its own. Instead it's often pulled inside it, and fifteen extra high-risk visits pay nothing.

Why it slips through: The flat fee arrives and the claim says paid, so nobody asks whether the extra care she needed was ever paid for at all.
02

The office visit erased by the procedure

A patient may come in for an annual visit, and the provider may handle a separate issue during the same encounter, such as placing a device, taking a biopsy, or removing a lesion. You bill for the visit and the procedure. The visit gets zeroed out as 'included,' even though you did both.

Why it slips through: A zero on the visit line can look like a standard bundling rule, so it may be written off without review. That means the separately performed visit may not be paid.
03

Imaging folded into the visit

Routine screening is one thing. Imaging ordered to answer a specific clinical question, such as checking growth, investigating pain, or assessing the placenta, is separate and significant clinical work. It frequently gets folded into the visit or the delivery fee and paid $0.

Why it slips through: The main service paid, so the imaging quietly vanishes into it, and the equipment, staff time, and expertise go uncompensated.
04

Postpartum complications treated as routine

The flat fee covers routine recovery. A patient who returns with an infection, mastitis, or postpartum depression is a new medical problem, not routine after-care. Because the visit falls inside the recovery window, it often gets denied or zeroed as 'part of the delivery.'

Why it slips through: It looks like the recovery care that's already included, so the practice absorbs the cost of treating a genuine complication.
05

The assisting surgeon nobody paid

Complex gynecologic surgery often needs a second surgeon. When one assists, that time and expertise should be paid. Insurers frequently refuse or zero it out on vague necessity grounds — even when the need was clear and documented.

Why it slips through: The primary surgery paid, so the claim looks settled, and the second surgeon's contribution disappears without anyone appealing it.
WHY IT SLIPS THROUGH

Bandwidth, not effort

Your team isn't failing. They're fighting the claims that shout, because nothing points at the ones that go quiet.

They fight denials, not shortfalls

Your team is trained to attack claims marked denied. When a claim shows as paid, teams often move on because there is no obvious reason to question it. Nobody has time to check whether 'paid' meant paid correctly.

The volume trap

Thousands of claims a month across every provider. No team can hand-check each payment against your contracts and the chart. Teams have to triage, and quiet payment losses are often the first to be missed.

You can't see it from the deposit

As the owner you see one number a month. The small leaks on individual claims are invisible from there, and you can't manage what nothing shows you.

HOW WE WORK

Total visibility, zero disruption.

You get clear owner-level visibility, experienced reviewers, and front-end fixes that prevent the same issues from recurring, all inside the systems you already use. No EHR change, no disruption to your clinic.

See it clearly

Our ClearView dashboard gives you a straight answer to one question: what did this care actually pay, versus what it should have? Our process flags high-risk care absorbed into the global payment, visits erased by bundling, and imaging folded into another service without changing how your staff works.

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2

Experienced people review it

When something looks short, it goes to reviewers who know OB-GYN billing. Specialty reviewers read the chart and determine whether payment is actually owed. That requires human judgment, not guesswork.

We build the appeal

If care was unfairly absorbed, we draft the appeal with the exact clinical documentation needed to get the decision reversed and get you paid.

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Fix it at the front end

We help your providers document the clinical detail that supports high-risk care and separate procedures from the start, so you are not recovering the same revenue again next year.

THE PROOF

The 2026 OneMed OB-GYN Profit Index.

We reviewed anonymized results from every OB-GYN practice we worked with over the last 18 months. The patterns became clear when someone looked closely at claims already marked as paid.

26

OB-GYN practices analyzed

164,000+

claims reviewed

$215K

average recovered per practice

89%

appeal success rate

Here's where that money had been hiding. Note the pattern: the biggest leaks are the everyday things you do constantly, not the rare big-ticket cases.

Where the money was found Share of what we recovered
Office visits erased alongside a procedure 29%
Diagnostic imaging folded into a visit 24%
High-risk pregnancy care absorbed 22%
Assisting surgeons never paid 16%
Postpartum complications treated as routine 9%

Aggregated across OneMed OB-GYN engagements over the trailing 18 months. Individual results vary by practice, payer mix, and starting point.

Who We Serve?

Revenue recovery and full-cycle billing for women's health.

OB-GYN practices & groups

Practices carrying both obstetrics and gynecology, where the flat maternity fee hides the most revenue.

High-risk & maternal-fetal medicine

Practices managing complicated pregnancies, where the extra care is exactly what goes unpaid.

Gynecology-only & women's health

Office-based practices where same-day procedures and imaging drive the revenue.

Multi-site & hospital-affiliated groups

Larger women's health groups needing consistent review across providers and locations.

SECURITY & COMPLIANCE

Your claims data, handled properly

A BAA is executed before any claims data is shared, and everything is handled in a controlled, auditable environment.

HIPAA compliant
PCI DSS
BAA before data
Role-based access
Audit-logged
ZERO-RISK · 15 MINUTES

Keep your records. Bring us ten claims.

You shouldn't have to hand a new vendor months of patient records to find out whether this is real. Pull ten recent payment records, remove the patient details, and we will review them with you to show where payment came up short.

  • 1 Pull ten payment records from your largest insurer, including a mix of deliveries, high-risk prenatal care, and in-office procedures.
  • 2 Remove patient details including names, dates of birth, and member IDs. We only need the amounts and claim details.
  • 3 Send them securely through our portal before the call.
  • 4 Review them live with us to see where high-risk care was absorbed, a visit was erased, or imaging was folded into another payment.
Prefer to talk first? (315) 366-8242
Schedule a 15-minutes call
Our team will review your request and respond within one business day. Your information will be kept confidential and used only to address your inquiry.
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Request received.

Thank you. A member of our team will review your information and be in touch within one business day. We look forward to showing you what your practice should be collecting.

Frequently Asked

Common questions.

Why does OB-GYN lose more revenue than most specialties?

Because maternity care is paid as one flat fee covering roughly nine months of prenatal care, the delivery, and the weeks after. Care beyond routine is meant to be paid on top of it — but it often gets absorbed into the flat fee instead, and the claim still says paid.

What do you actually look for?

Extra care for high-risk pregnancies that got absorbed into the flat fee, office visits erased when a procedure was done the same day, diagnostic imaging folded into a routine visit, postpartum complications treated as part of the delivery, and assisting surgeons who were never paid.

How do you find it?

Our ClearView dashboard shows leadership where a payment came in below what the care should have paid, and our OB-GYN-experienced reviewers check it against the chart and build the appeal.

Do you make us change our EHR?

No. We work inside the systems you already use and adapt to your workflow, with no EHR change and no clinic disruption.

What happens on the 15-minute review?

Bring ten recent payment records with patient details removed, including a mix of deliveries, high-risk prenatal care, and in-office procedures, and we will show you what came up short in real time. No bulk PHI upload.

Do we have to switch billing companies?

No. The review works alongside your current billing, and many practices start there before expanding.

READY TO FIND WHAT THE FLAT FEE MISSED?

Get paid for the pregnancy you actually managed

Bring ten claims to a 15-minute review and see what was absorbed into the flat fee using your own numbers.

No-obligation review HIPAA compliant Response within 1 business day